affirm book now pay later

Book Now, Pay Later with Affirm

Affording the ultimate beach vacation just got even easier… Book now, pay later with Affirm!

Now, when you book with Bluewater, you have the option to finance your vacation on the Crystal Coast with Affirm.

Our partnership with Affirm allows you to pay at your own pace. That means you can book now, enjoy your beach getaway, and pay later! When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees – not even late fees – because when it comes to paying for your favorite things, there should be no surprises. You’ll always get a flexible, transparent, and convenient way to pay over time.

Affirm, financing

It’s all about YOU!

We’ve partnered with Affirm to help you say YES. Yes to things like taking the Crystal Coast by storm – starting with the perfect vacation rental for you, family, and friends. Yes to the things that make your life easier and more enjoyable.


You choose the payment schedule that works best for you.


Affirm tells you upfront the total amount you’ll pay back; that is, the total amount you “borrow” from Affirm. That number will never go up.


You’ll never pay late fees, penalties, or hidden interest, ever.

How to book with Affirm online

STEP 1, Fill your cart.

Find your desired vacation rental for your anticipated vacation dates and click Book ItThis will take you to our checkout page where you will provide the required contact information, add extras, and submit your booking. Please note, you’ll need the total displayed on the checkout page for your financing application with Affirm. 

book a reservation

Affirm application

STEP 2, Complete your Affirm application using the button below.

In just a few quick steps, you’ll be on your way to easy vacation financing through Affirm. Provide a few required details and get pre-qualified in just a few minutes. You’ll be provided with credentials for a virtual credit card to complete your purchase on our checkout page.

STEP 3, Book your reservation and make easy monthly payments.

You’ll receive a reservation confirmation email shortly after booking on our website. If your financing through Affirm covers your entire balance, you can consider your vacation fully paid and you’re all set! If not, a member of our reservations team will reach out and remind you that your remaining balance must be paid in full 30 days prior to arrival. You can download the Affirm app or sign in at Affirm will send you email and text reminders so you never miss a payment. 

Easy monthly payments

Ready to dive in? Let’s get your dream vacation booked with Affirm!

First, click the button below to start your financing application.

  1. Within your application, you’ll be prompted to enter your mobile number, which will send a text verification code to you to continue submitting your application.
  2. Next, you’ll be prompted to create your account using your first namelast namesuffix (if applicable), and email address.
    Already have an account with Affirm? No worries! Just click the Already have an account?  link on this page and sign in.
  3. Then, you’ll need to provide your birthdate and the last 4 of your Social Security number to check your eligibility.
  4. Click the Create Your Account  button.
  5. After you’ve created your account, you will be prompted to verify or enter your personal details such as your current home address and your total annual income.

Once you’ve completed the steps listed above, Affirm will provide you with the amount you’re pre-qualified for – YAY!

You’ll be prompted to head to the checkout to see your payment plan offer and apply for a one-time-use virtual credit card to pay for your purchase. Once you get the virtual card, you’ll have 24 hours to use it. The pre-qualification offer is valid only for 7 days.

You will be required to enter the purchase amount (the grand total displayed on the online checkout page) to include travel insurance (if accepted), taxes, and any other additional charges applicable.

If the total purchase amount entered is approved, Affirm will provide the financing and repayment schedule options available to you. Once you choose the best repayment plan for you, you’ll have the opportunity to review and continue with your selected plan.

After you choose your payment plan, you may complete your purchase by accepting Affirm’s terms and conditions and clicking ConfirmOnce you’ve confirmed, you will be provided with credentials for a virtual credit card to be used on our checkout page to book your reservation with us over the phone by calling (866) 231-5892 or by completing the booking process via the checkout page on our website.

Questions about booking with Affirm? Call our reservations team at (866) 231-5892